How to Use a Zero-Based Budget to Reach Your Goals

How to Use a Zero-Based Budget to Reach Your Goals

  When I started budgeting, I thought I was doing great. I had plenty of money left over in my budget after accounting for all my expenses, and I thought for sure I’d be able to save a lot and pay off my debt quickly. But somehow, the end of the month would roll...
Using Debt Consolidation to Pay Off Credit Card Debt

Using Debt Consolidation to Pay Off Credit Card Debt

  The average American family has more than $7,000 in credit card debt, according to recent surveys. And as a nation, we hold roughly $1 million in credit card debt. This type of debt can be especially discouraging. The interest rates are notoriously high, meaning we...
14 Good Financial Habits to Adopt in 2021

14 Good Financial Habits to Adopt in 2021

  More than 97 million people plan to set financial goals for themselves. But without a solid plan in place and the right habits to back it up, it can be challenging to reach those goals. In this article, you’ll learn 14 financial habits you can adopt in 2021 to help...
How to Increase Your Income in 2021

How to Increase Your Income in 2021

  When my husband and I got married, we knew the only way we would be able to pay off our six-figure student loan debt while also saving for our other goals was to increase our income. Finding ways to save money is great. But you can only cut so much from your budget....
Traditional IRA vs. Roth IRA: Which is Better?

Traditional IRA vs. Roth IRA: Which is Better?

  One of the most common questions I get from people who are ready to get serious about investing is whether they should use a traditional IRA vs. Roth IRA. Both of these accounts allow people to invest for retirement outside of their employer-sponsored plan. And both...