Have you ever had one of those months where you’re right on track with your budget and feeling really proud of yourself, and then your car breaks down? You’ve got a $500+ expense that you hadn’t planned for, meaning you have to put it on your credit card. Now, instead of spending the next few […]
No one goes into a marriage planning to get divorced. Unfortunately, it happens — And it often it’s a tough financial blow. I got married for the first time when I was 24. I thought I had my shit together — Marriage, house, and a sizeable household income. Less than two years into the marriage, […]
For years I avoided budgeting because of how restrictive it felt. I didn’t want to feel guilty every time I spent my own money. Then I discovered the concept of a minimalist budget, and it was a total game-changer. Rather than spending money on things you don’t really care about, you can spend more money […]
When I decided to get serious about my finances, podcasts were one of the first places I turned to for information. I love learning from podcasts since I can listen as I’m driving, cleaning, or out walking the dog. Over the years, I’ve found myself drawn to financial podcasts specifically created for women. It’s no […]
Have you ever been at a point in your life where you learn everything you can about personal finance in an effort to get your money shit in order, but you just can’t seem to turn things around? Believe it or not, your mindset might be the problem. The beliefs and feelings you have about […]
There were way too many years when I didn’t realize just how important an emergency fund was. I made enough money to pay my bills every month. But when an unexpected expense came up, I’d have to put it on a credit card or pull money from a different spending category. Having a fully-funded emergency […]
One of the questions I am asked most often is whether it’s better to pay off debt or save money first. And honestly, it wasn’t all that long ago that I was the one struggling with this dilemma. When I was working to rebuild my finances, I read article after article that told said things […]
I first started reading female personal finance blogs many years ago out of absolute necessity. I had recently gone through a divorce and was pretty much at financial rock bottom. I decided it was time to educate myself, so I started reading personal finance blogs to learn everything I could about managing my money. The […]
I know from personal experience that when you’re living on a tight budget, saving money feels damn near impossible. Every dime is going toward paying your bills, and there’s little to nothing left at the end of the month. I was at the point where I had nothing in savings, and every unexpected expense ended […]
When my husband and I got married, we knew we had some financial goals we wanted to meet pretty quickly. Together we had six figures of debt, and we knew we wanted to pay that off as soon as possible. Thinking about making these student loan payments twenty years from now sounded miserable, so we […]