Despite our best intentions, we all inevitably seem to go through financial setbacks that catch us off-guard and throw off our financial progress. Mine came in 2017 when my ex-husband and I decided to end our marriage. Between the discrepancy in our incomes (I made way less than he did), the costs associated with the […]
One of the most important lessons I’ve learned through my own money journey is that the best way to reach any financial goal faster is to increase your income. Wanna pay off debt? Increase your income, and you’ll pay it off faster. Wanna save up to buy a house? Increase your income, and you’ll get […]
When I first started budgeting, I had a regular full-time job and knew exactly how much would be on each paycheck. I loved the sense of control that came with it. I knew exactly how much I made and how much I spent. But within a few years, things looked very different. I had started […]
Like many people, my first attempts at budgeting were a complete failure. I would get really motivated to get my finances on track and spend a ton of time putting together a budget. But then, one thing would go wrong, and I’d completely abandon the entire thing. It was an endless cycle that repeated itself […]
I’ve always been a bit of a procrastinator. I was that kid in college staying up late the night before a big paper was due. I was no different when it came to money. I spend years procrastinating on getting my finances in order. I didn’t budget, I didn’t have financial goals, and I didn’t […]
In many relationships, money is a major point of contention. Couples fight about spending habits, overwhelming debt, and other financial struggles. Unfortunately, money can become a topic of resentment. When Brandon and I started talking about money, I didn’t want to fall into that trap. I wanted us to be on the same page and […]
I spent years paying off debt with absolutely no plan in place. I would make the minimum monthly payments on my student loan each month. I also applied for the income-driven plans to try to reduce my monthly payments even more. When I started taking on credit card debt after my divorce, I did the […]
If you’ve been reading this blog or following me on social media, you might know that my husband and I had a combined six figures of student debt when we got married. As soon as we said “I do,” we started an aggressive debt payoff plan. But you may also know that a few months […]
When Brandon and I got engaged, I knew that I wanted to come up with a plan to pay off our debt more quickly. After all, we had a combined six figures of debt, and I didn’t want that hanging over our heads for decades. I knew that much debt would be a lot of […]
I think we can all agree that talking about money isn’t exactly a fun date conversation. But it might be one of the most important things you can do to maintain a healthy relationship. We’ve all heard the stats. Fighting about money is one of the leading causes of divorce, and more than one-third of […]
