When my husband and I got married, we had more than six figures of debt between the two of us. We both had student loans and a bit of credit card debt, and I still had a loan on my car. We’re certainly not alone in this – data shows that about 43.2 million borrowers have […]
I used to blow my budget almost every month. I’m not proud to admit it, but I’m guessing plenty of other people can relate. While I had the best of intentions, I was making a lot of mistakes with my budget. I wasn’t being realistic, I wasn’t planning ahead, and I wasn’t leaving any room […]
I haven’t always been good at saving. I’ve always kept a savings account at my regular bank, but admittedly, I didn’t put much money into it. I always said I’d transfer whatever money I had left at the end of each month. But whenever the end of the month rolled around, there was nothing left. […]
Brandon and I had a four-month engagement before our wedding for no other reason than that once we decided to get married, we just wanted to be married. Wedding planning is one of the most exciting times of someone’s life. And needless to say, planning your dream wedding in four months takes a lot of […]
I know first-hand how financially and emotionally draining credit card debt can be. The interest rates on credit cards are insanely high, making it hard to make real progress paying while it off. But they are also all kinds of crazy feelings that credit card debt brings up. Guilt from having gotten yourself into debt. […]
Have you ever told yourself that you were going to get your finances in order but then struggled to make any meaningful changes? I hear it from readers and friends all the time. “I don’t know where to start.” “I know I should be setting goals, but I just don’t know what goals to set.” […]
For my first seven years out of college, I got paid on the first day of each month. It made budgeting ridiculously easy. I could pay all of my bills right away, and then I knew how much I had available to spend the rest of the month. Then Brandon and I got married and […]
In the summer of 2020, Brandon and I bought an RV, sold most of our belongings, and hit the road to travel full-time. It’s been amazing, but we hit a few bumps in the road. Most notably, our car started on fire. Yes, you read that right. It literally started on fire. As you can […]
This weekend marks one year of marriage for Brandon and me. One year of sharing a last name and one year of sharing a bank account. It probably doesn’t surprise you to know that Brandon and I talked about how we’d manage our money as a married couple long before we actually were a married […]
Despite our best intentions, we all inevitably seem to go through financial setbacks that catch us off-guard and throw off our financial progress. Mine came in 2017 when my ex-husband and I decided to end our marriage. Between the discrepancy in our incomes (I made way less than he did), the costs associated with the […]