• How to Use a Zero-Based Budget to Reach Your Goals

    How to Use a Zero-Based Budget to Reach Your Goals

      When I started budgeting, I thought I was doing great. I had plenty of money left over in my budget after accounting for all my expenses, and I thought for sure I’d be able to save a lot and pay off my debt quickly. But somehow, the end of the month would roll around […]

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  • Using Debt Consolidation to Pay Off Credit Card Debt

    Using Debt Consolidation to Pay Off Credit Card Debt

      The average American family has more than $7,000 in credit card debt, according to recent surveys. And as a nation, we hold roughly $1 million in credit card debt. This type of debt can be especially discouraging. The interest rates are notoriously high, meaning we end up paying back far more than we spent. […]

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  • 14 Good Financial Habits to Adopt in 2021

    14 Financial Habits to Adopt in 2021

      More than 97 million people plan to set financial goals for themselves. But without a solid plan in place and the right habits to back it up, it can be challenging to reach those goals. In this article, you’ll learn 14 financial habits you can adopt in 2021 to help you reach your financial […]

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  • How to Increase Your Income in 2021

    How to Increase Your Income in 2021

      When my husband and I got married, we knew the only way we would be able to pay off our six-figure student loan debt while also saving for our other goals was to increase our income. Finding ways to save money is great. But you can only cut so much from your budget. And […]

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  • Traditional IRA vs. Roth IRA: Which is Better?

    Traditional IRA vs. Roth IRA: Which is Better?

      One of the most common questions I get from people who are ready to get serious about investing is whether they should use a traditional IRA vs. Roth IRA. Both of these accounts allow people to invest for retirement outside of their employer-sponsored plan. And both come with their own tax benefits. In this […]

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  • Creating a Monthly Budget: A Step by Step Guide

    Creating a Monthly Budget: A Step by Step Guide

      I was in my mid-twenties before I created my first budget. I was out of college and had my first full-time job. I made decent money, but I never seemed to have any left at the end of each month. And I couldn’t seem to figure out where all my money was going. When […]

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  • What is Net Worth (And Why You Should Care About It)

    What is Net Worth (And Why You Should Care About It)

      I didn’t start tracking my net worth until I was in my late twenties. If I’m being honest, I didn’t think it was all that important. I thought my income was the metric that really mattered. But here’s the problem with that: your income is just a snapshot of your finances. It doesn’t show […]

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  • What is a Money Date + Why You Should Plan One Now

    What is a Money Date + Why You Should Plan One Now

      When Brandon and I got engaged, we had some pretty lofty goals. We planned to plan and pay for a wedding in four months, travel to Spain for our honeymoon, pay off our non-student loan debt, and save for an RV to travel the country. Oh yeah, and we hoped to do it all […]

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  • Should You Save For Retirement While Paying Off Debt?

    Should You Save For Retirement While Paying Off Debt?

    When Brandon and I got married, we had more than six-figures of debt between the two of us. We both had student loans, and I was still paying off the credit card debt from my divorce. One of the very first things I did after our wedding day was sit down and make a list […]

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  • 11 Ways to Stick to Your Budget Every Month

    11 Ways to Stick to Your Budget Every Month

      I used to blow my budget almost every month. I’m not proud to admit it, but I’m guessing plenty of other people can relate. While I had the best of intentions, I was making a lot of mistakes with my budget. I wasn’t being realistic, I wasn’t planning ahead, and I wasn’t leaving any […]

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