Let me guess: You’ve heard personal finance experts and influencers say that credit cards are bad and that you should cut yours up immediately. Yep, we’ve all read those warnings. And many of us have probably wondered if they were right and maybe even felt guilty for swiping our credit cards on the regular. If […]
If you’re anything like me, then your first job out of high school or college wasn’t exactly lucrative. Like many people, I entered the workforce earning well below the average salary. The good news is that over time, most of us see our salaries gradually increase, which can open up a whole new world of […]
When I started budgeting for the first time, I would get so frustrated because I felt like I was doing really well. But then, one big expense would come up and throw off my entire budget for the month. Sometimes it was unexpected car repairs or a medical bill I didn’t expect. But other times […]
We need to talk. More specifically, we need to talk about one of the most common myths I see making its way around the personal finance world. That myth is: “Renting is a waste of money.” Multiple times per week, I hear from people who want to buy a home because they’re worried they’re throwing […]
Are you a millennial? Then we need to talk about why you should be investing and how you can start today. Millennials are those born between the early-1980s and mid-1990s. Made up of about 83 million people, our generation is the best-educated and most diverse, but we’ve gotten a tumultuous start to our financial adulthood. […]
When my husband and I got married, we had six figures of student loan debt. And unfortunately, we definitely aren’t alone. The average student loan balance is nearly $38,000. And a significant number of borrowers are in the same position my husband and I were, where our student loan debt was considerably higher than the […]
Do you know what you’ll be doing with your money five years from now? Chances are, no. Five years seems so far away, and it’s hard enough to figure out what you’re going to do with your money next month, let alone years from now. But data consistently shows that those with a written plan […]
You wanna know one of the most common complaints I hear from friends, readers, and anyone else I talk to about personal finance? “I can’t help but look at my friends and feel like they’re doing better than I am.” People tend to feel that their friends are making more money, don’t have as much […]
Have you ever added up how much time you spend each month on your finances? Or, separate from the time you spend working on your finances, how much time you spend stressing about your finances? When I first decided to change my financial situation, it felt like hours per week. Hours per week, and I […]
Tax season is always bittersweet. You dread collecting all of your tax forms and going through the actual labor of preparing your tax return. But it often ends with a tax refund, which is something to get excited about. I remember how excited I was to get my tax refunds in my early twenties. But […]
